Terms and Conditions

What is the MFA?

The Municipal Finance Authority of British Columbia (MFA) was created in 1970 to contribute to the financial well-being of local governments throughout BC. The MFA pools the borrowing and investment needs of BC communities through a collective structure and is able to provide a range of low cost and flexible financial services to our clients equally, regardless of the size of the community. The MFA provides long- and short-term financing, investment management, leasing and other financial services to communities and public institutions in BC.

Our Site

These terms and conditions form a contract between the MFA and users of this website (the "Website"), and we ask that you read them carefully. By accessing this Website, you accept and agree to be bound, without qualification, by these terms and conditions. The MFA’s failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or rights contained in these terms and conditions. The MFA may at any time without notice revise these terms and conditions, and the content of this Website, by updating this posting. Visitors agree to be bound by such revisions, and agree to periodically review the current terms and conditions.


Rates posted on our site are to be used for information purposes only.  They are not intended to constitute professional advice and are subject to change at any time with the changing markets.

Endorsements and Links to other Websites

We do not endorse or recommend particular service providers, business or their services over any others.  Information on the Website is for reference only and we do not make any guarantees of suitability or reliability of information on referenced websites for a particular purpose.


The trademarks, logos, and other names, slogans and icons identifying services on this site are registered and unregistered trademarks of the MFA and may not be used without prior written license and approval from the MFA.


All material contained on this site is subject to copyright unless otherwise noted. You are free to use the content for personal purposes provided you do not modify it and provided you retain all copyrights and other proprietary notices contained in the content. Approval via written consent is required to copy or display any portion of the content.

Legal Limitations

While the MFA takes reasonable steps to ensure the accuracy of the information presented here, content is provided "as is" without any representation, warranty or condition of any kind, either express, implied, or statutory including, but not limited to, implied representations, warranties or conditions of merchantability, fitness for a particular purpose, durability, title, non-infringement of intellectual property rights, or inter-operability of products and services. Your use of this Website is at your own risk. Neither the MFA nor any of its service providers, suppliers or any other party involved in creating, producing, or delivering the Website is liable for any errors or omissions in the content of the Website nor for any direct, special, incidental, consequential, indirect, or punitive damages arising out of your use of the Website or the information contained herein including, but not limited to, business interruption and loss of use, data, information or profits (regardless of the form of action, including but not limited to contract, negligence or other tortious act). These limitations apply even if the MFA has been advised of, or foresee, the possibility of any damages occurring.

Right to Terminate Access

If you breach any provision of this Agreement, you may no longer access or use this Website or its content.  It is at the MFA’s discretion to terminate your right to use this site or its content at any time, for any reason, without any notice to you and without any liability to you or any other person. In the event that your right to use this Website is terminated, this Agreement will continue to apply and be binding upon you in respect of your use of this site prior to the termination of this Agreement, any information or materials obtained by you from this site, and anything connected with, relating to or arising from those matters.


The MFA assumes no responsibility or liability for any damages to, or viruses that may infect your computer equipment or other property in connection with your access to or use of this site or your downloading of any data, text, images, files or any other materials from the Website.

Governing Law (of BC/Canada where applicable)

By accessing this Website, visitors agree that the laws of British Columbia (and those of Canada applicable therein) will govern these terms and conditions and apply to any issue that might arise regarding this site, and that such dispute will be settled or adjudicated in British Columbia. Access to this Website from locations where the Content is illegal is prohibited. It is solely your responsibility to determine whether your use of this Website is lawful, and you must comply with all laws applicable in your jurisdiction.

Tools / Resources

Find amortization schedules and historical rates.

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Credit Reports

Every year the MFA presents to 3 credit rating agencies to access the lowest rate possible for our clients.  Here are their findings.

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